The Widening Gulf: Navigating Divergent Financial Regulation in the US, EU, and UK (Sept 1, 2026)
Includes a Live Web Event on 09/01/2026 at 12:00 PM (EDT)
-
Register
- Non-member - $80
- Member - Free!
- *Further discounts may apply once you log in.
Financial regulation in the US, EU, and UK is moving in three different directions — and the gap is widening fast. For US institutions serving European clients, that divergence creates real compliance exposure, but also real opportunity for those who understand the terrain.
Join us for a practical, one-hour session designed for in-house counsel navigating this shifting landscape. We'll cut through the complexity and give you concrete guidance you can apply immediately.
Three regulatory currents, one converging challenge:
- The EU is doubling down on harmonized financial regulation to complete its single market
- The UK is charting its own post-Brexit course, using regulatory reform as a growth lever
- The US is loosening post-financial-crisis rules — creating friction at the cross-border seams
What this session will cover:
- Working with European regulators — what to expect, and how to prepare
- Crypto and DeFi under MiCA — brick wall or red carpet? Where the real opportunities (and traps) lie
- Cross-border business, reassessed — what's still viable for deposit-taking, lending, and guarantees, and where the rules have tightened
- ICT and third-party service providers — the compliance obligations you can't afford to overlook
Walk away with a clear-eyed view of where the regulatory lines are moving — and practical strategies to stay ahead of them.
Generously Sponsored by CMS

This live program offers free CLE in select jurisdictions for members of ACC. Please see details below!
| *Alaska, *Arizona, California, *Connecticut, Georgia, *Hawaii, Illinois, Minnesota, Missouri, *New Hampshire, *New Jersey, *New York, *North Dakota, Ohio, Pennsylvania, Tennessee, Texas, and Washington.
*Indicates that CLE/CPD credit is available by virtue of reciprocity with another jurisdiction. |
| JURISDICTIONS:
Arkansas, Colorado, Delaware, Kansas, Louisiana, New Mexico, North Carolina, South Carolina, and Vermont.
Requests must be made one week prior to the scheduled program date to ensure timely application submission. Please use the form below to submit your request for CLE. CLICK HERE TO ACCESS THE FORM! |
| JURISDICTIONS (A CERTIFICATE WILL BE PROVIDED TO ASSIST YOUR FILING EFFORTS):
Alabama, Florida, Idaho, Indiana, Iowa, Kentucky, Maine, Mississippi, Montana, Nebraska, Nevada, North Carolina, Oklahoma, Oregon, Puerto Rico, Rhode Island, Utah, Virginia, West Virginia, Wisconsin, and Wyoming. |
| JURISDICTIONS: District of Columbia, Maryland, Massachusetts, Michigan, South Dakota |
Key:
Simon Morris
Partner, Financial Markets
CMS London
Simon Morris has been a partner in the firm’s Financial Markets team since 1988, having joined the firm in 1980 and qualified as a solicitor in 1982.
He advises a wide range of UK and overseas financial institutions on regulatory matters including in relation to market conduct, systems and controls, governance, and responding to regulatory concerns.
Simon has represented firms in over 500 regulatory and enforcement proceedings brought by the UK PRA and FCA, their predecessors and overseas regulators.
He has extensive experience in the establishment and operation of international financial centres, was a Commissioner of the Jersey Financial Services Commission for two terms of office and has also been a Director of the Ras al Khaimah (UAE) International Corporate Centre.
Simon is a member of the City of London Law Society Regulatory Committee and author of Financial Services Regulation in Practice (Oxford UP 2016), second edition underway. He is Chair of the Society of Antiquaries Ethical Conduct Body, was named as the Best Regulatory Lawyer of 2008 at Complinet’s Fourth Annual Compliance Awards and was a finalist in the 2016 Legal Business Client Partner of the Year awards.
Aurélia Viémont
Partner, Banking and Finance
CMS Luxembourg
Aurélia is a Partner in our Banking & Finance team. She advises clients on regulatory matters involving banks, investments firms, payment institutions, virtual asset service providers and other entities of the financial sector. She notably focuses on markets in financial instruments, payment services, anti-money laundering, internal governance and digital assets topics.
Before joining CMS Luxembourg, Aurélia worked nine years in the Banking & Finance team of a leading Luxembourg law firm.
She has been a member of the Luxembourg Bar since 2011.
She is a member of the Luxembourg Bankers‘ Association and participates in various working groups including the Payments Cluster and the Professional Obligations Committee.
She has been published in financial services publications and journals.