ERIN DELIVERS INNOVATIVE REGULATORY, COMPLIANCE, AND DEFAULT SOLUTIONS TO CLIENTS IN THE FINANCIAL SERVICES INDUSTRY.

Erin is a Co-Chair of the Firm’s Consumer Financial Services Group. She is also a member of the Firm’s Technology Industry Group and Finance & Restructuring Practice Group. Erin is passionate about identifying innovative legal solutions for her clients. She draws on her prior in-house experience as a Senior Corporate Counsel for one of the largest banks in the United States in order to anticipate her clients’ evolving business needs and tailor her legal services to their specific goals.

Erin’s regulatory and compliance practice includes advising clients on anti-money laundering laws, cannabis regulations, collections, consumer lending, consumer loan servicing, credit reporting, default servicing, the Dodd-Frank Act, earned wage access products, electronic banking, financial technology, government examination/supervision, licensure, mortgage (origination, servicing, and warehouse lending), and privacy. Her default and bankruptcy practice includes bankruptcy litigation, consumer bankruptcy compliance, lien enforcement, receiverships, and out-of-court commercial workouts.

Learn more about Erin Bryan here: https://www.dorsey.com/people/...

JOE IS A LONG-TIME ADVISER TO THE FINANCIAL SERVICES INDUSTRY, WITH A DEPTH OF EXPERIENCE THAT ALLOWS HIM TO “CONNECT THE DOTS” FOR CLIENTS IN THE COMPLEX (AND SOMETIMES CONFLICTING) REGULATORY AND STATUTORY SCHEMES CONFRONTING FINANCIAL INTERMEDIARIES.

Joe is a partner in the Firm’s Finance & Restructuring Group and a member of the Banking Industry Group. He practices in both the Firm’s Washington, D.C. and Southern California offices. Joe possesses a broad knowledge base regarding foreign banks and domestic banks, savings associations, bank holding companies, finance companies, mortgage banking companies and their subsidiaries and affiliates. His practice includes providing financial intermediaries advice in the areas of regulatory and strategic planning, application and licensing, legislative strategy, commercial and consumer lending, examination, supervision and enforcement, and general corporate matters. Joe’s FDIC-insured financial institution clients benefit from his experience in the special state and federal statutory and regulatory requirements—including safety and soundness issues—that apply to regulated financial intermediaries. He regularly counsels clients on matters such as retail operations, privacy, identity theft, consumer compliance, application and underwriting, payments systems, Internet, electronic commerce, examination, supervision and enforcement, operational and strategic planning matters. Joe is a frequent lecturer on legal topics involving the operation and regulation of financial service companies. Specific regulatory topics upon which Joe has advised clients and spoken at conferences include the Dodd-Frank Act, prudential regulation, the Volcker Rule, the Bank Secrecy Act (and other anti-money laundering provisions), mortgage lending and the CFPB.

Learn more about Joe Lynyak here: https://www.dorsey.com/people/...

Vipul Nishawala is Global Head of our Complex Commercial Transactions & Outsourcing Group, a team of 50+ lawyers worldwide that advises clients on their most important outsourcing, core systems, cloud, professional services and digital transformation transactions and initiatives.

Vipul is a recognized leader in this space, with more than 25 years of experience in structuring and negotiating strategic outsourcing, services and technology-driven deals for clients across industries, most notably for major financial institutions. He has extensive experience in IT and business process outsourcings, complex cloud arrangements, core systems deals, and the adoption of new technologies like artificial intelligence.

Vipul assists clients through every stage of their deals, from developing objectives and issuing RFPs through negotiations and closing. He also counsels on contract management strategies and works with clients to resolve challenging scope, performance and financial disputes.

Learn more about Vipul Nishawala here: https://www.cliffordchance.com...

Holger Lutz advises German and international companies on all aspects of information technology law, including artificial intelligence as well as intellectual property law, data protection law, telecommunications law and leasing.

He particularly focuses on the legal issues related to (out-)sourcing contracts, hardware and software contracts, e-commerce and data protection.

Learn more about Dr. Holger Lutz here: https://www.cliffordchance.com...

Usman Sheikh is Chair of the Blockchain & Fintech Practice. He is a Transactional Partner in Baker McKenzie's Toronto office and is also a member of the Firm's Litigation and Government Enforcement Practice Group. In 2018, Usman was named as one of the "Top 25 Most Influential Lawyers" in Canada by Canadian Lawyer and for six consecutive years (2020 to 2025) as one of the top fintech lawyers (Band 1) in Canada by Chambers.  Usman regularly advises clients on FinTech, blockchain, AI and quantum computing strategy, including on corporate / commercial, regulatory and litigation matters. Over the years, his clients have included Canada's largest banks and stock exchanges, supranational organizations, social media platforms, sovereign wealth funds, public companies, crypto and AI pioneers, and more. He routinely interacts with regulators on cutting edge issues (e.g., AI, blockchain, IoT, etc), such as the Bank for International Settlements (BIS), Financial Stability Board (FSB), IOSCO, the Monetary Authority of Singapore (MAS), the Royal Canadian Mounted Police (RCMP) and others, and also speaks frequently on these issues. Since 2019, Usman has served as an Adjunct Professor with the University of Toronto (Faculty of Law) and teaches a course on blockchain, digital assets and the law. 

Learn more about Usman Sheikh here: https://www.bakermckenzie.com/...

Michael serves as the head of the Financial Services Regulatory Practice for Canada and is a Transactional Partner in Baker McKenzie's Toronto office. His practice focuses on Canadian financial regulation and compliance for FinTechs, financial institutions and financial market participants, payment services, online marketplaces, blockchain and web3 devs. He is a co-author of Baker McKenzie's Doing Business in Canada, the Annotated Bank Act (2025-2023 editions) and the Jurisclasseur en valeurs mobilieres, a long leading treatise on securities laws in Canada. Michael’s specialized practice areas cover legal issues, including those relating to banking, AML/FT, privacy, insurance, securities and OTC swaps and derivatives, among others.

Learn more about Michael Garellek here: https://www.bakermckenzie.com/...

Justine Johnston is a senior associate in Baker McKenzie's Global Antitrust & Competition Group and International Commercial Practice Group, focusing on competition/antitrust law and foreign investment review. Justine advises clients on all aspects of Canadian competition law, with a particular focus on obtaining competition clearance in domestic, cross-border and multi-jurisdictional transactions. She provides strategic advice to clients regarding criminal and civil investigations, including for allegations of conspiracy and abuse of dominance as well as pricing and distribution practices, and all other compliance matters.

Learn more about Justine Johnston here: https://www.bakermckenzie.com/...

Michael is an intellectual property trial lawyer, with an emphasis on patent litigation. He is recognized for being “superb at working up cases and delivering them in the right key for district court, Federal Circuit and PTAB judges” (IAM Patent 1000, 2020). Michael has extensive experience across a wide array of technologies and has also been recognized for his patent litigation work by Chambers USA since 2019 and The Legal 500 US in 2021. He has been named a Super Lawyers’ “Rising Star” for intellectual property litigation since 2015.

Learn more about Michael Bittner here:https://www.winston.com/en/pro... 

Danielle is the managing partner of Winston’s Charlotte office and co-chair of the firm’s Intellectual Property Practice. She is a high-stakes business litigation lawyer. With 25 years’ experience, Danielle handles significant, high profile disputes for publicly traded and privately held companies involving material damages demands. Over her career, she has represented clients in federal and state courts across the country and in arbitrations in patent infringement, trade secret misappropriation, copyright infringement, breach of contract, antitrust, and environmental matters. Her patent infringement cases have been concentrated in the top patent litigation courts in the country and span a variety of technologies and industries including financial services, high tech, semiconductors, telecommunications, software, mobile applications, and consumer products.

Learn more about Danielle Williams here: https://www.winston.com/en/pro...