ERIN DELIVERS INNOVATIVE REGULATORY, COMPLIANCE, AND DEFAULT SOLUTIONS TO CLIENTS IN THE FINANCIAL SERVICES INDUSTRY.

Erin is a Co-Chair of the Firm’s Consumer Financial Services Group. She is also a member of the Firm’s Technology Industry Group and Finance & Restructuring Practice Group. Erin is passionate about identifying innovative legal solutions for her clients. She draws on her prior in-house experience as a Senior Corporate Counsel for one of the largest banks in the United States in order to anticipate her clients’ evolving business needs and tailor her legal services to their specific goals.

Erin’s regulatory and compliance practice includes advising clients on anti-money laundering laws, cannabis regulations, collections, consumer lending, consumer loan servicing, credit reporting, default servicing, the Dodd-Frank Act, earned wage access products, electronic banking, financial technology, government examination/supervision, licensure, mortgage (origination, servicing, and warehouse lending), and privacy. Her default and bankruptcy practice includes bankruptcy litigation, consumer bankruptcy compliance, lien enforcement, receiverships, and out-of-court commercial workouts.

Learn more about Erin Bryan here: https://www.dorsey.com/people/...

JOE IS A LONG-TIME ADVISER TO THE FINANCIAL SERVICES INDUSTRY, WITH A DEPTH OF EXPERIENCE THAT ALLOWS HIM TO “CONNECT THE DOTS” FOR CLIENTS IN THE COMPLEX (AND SOMETIMES CONFLICTING) REGULATORY AND STATUTORY SCHEMES CONFRONTING FINANCIAL INTERMEDIARIES.

Joe is a partner in the Firm’s Finance & Restructuring Group and a member of the Banking Industry Group. He practices in both the Firm’s Washington, D.C. and Southern California offices. Joe possesses a broad knowledge base regarding foreign banks and domestic banks, savings associations, bank holding companies, finance companies, mortgage banking companies and their subsidiaries and affiliates. His practice includes providing financial intermediaries advice in the areas of regulatory and strategic planning, application and licensing, legislative strategy, commercial and consumer lending, examination, supervision and enforcement, and general corporate matters. Joe’s FDIC-insured financial institution clients benefit from his experience in the special state and federal statutory and regulatory requirements—including safety and soundness issues—that apply to regulated financial intermediaries. He regularly counsels clients on matters such as retail operations, privacy, identity theft, consumer compliance, application and underwriting, payments systems, Internet, electronic commerce, examination, supervision and enforcement, operational and strategic planning matters. Joe is a frequent lecturer on legal topics involving the operation and regulation of financial service companies. Specific regulatory topics upon which Joe has advised clients and spoken at conferences include the Dodd-Frank Act, prudential regulation, the Volcker Rule, the Bank Secrecy Act (and other anti-money laundering provisions), mortgage lending and the CFPB.

Learn more about Joe Lynyak here: https://www.dorsey.com/people/...

Learn more about Laurie Cappello here: https://www.linkedin.com/in/la...

Ash Masrani is an associate on our Complex Commercial Transactions & Outsourcing Team. She focuses on strategic technology and commercial transactions across various industry sectors, with a keen emphasis on complex outsourcings and digital transformation initiatives.

Ash excels in guiding clients through the lifecycle of a transaction, from structuring deals and provider selection to negotiations, contract execution and post-contract management.

Ash holds extensive experience in advising clients on strategic information technology outsourcing (ITO) and business process outsourcing (BPO) transactions; software-as-a-service (SaaS) agreements; core systems implementations; software licensing and development arrangements; branding agreements, reseller agreements; and other related corporate and commercial transactions.

Learn more about Ash Masrani here: https://www.cliffordchance.com...

Holger Lutz advises German and international companies on all aspects of information technology law, including artificial intelligence as well as intellectual property law, data protection law, telecommunications law and leasing.

He particularly focuses on the legal issues related to (out-)sourcing contracts, hardware and software contracts, e-commerce and data protection.

Learn more about Dr. Holger Lutz here: https://www.cliffordchance.com/people_and_places/people/partners/de/holger-lutz.html

David Olds is a technology and telecommunications lawyer based in Hong Kong.

David's practice focuses on technology and telecommunications-related matters in the Asia Pacific region, specialising in telecommunications regulation, IT contracting, outsourcing, cybersecurity and data privacy.

He helps clients to enter important markets in the region and manage the risks that may arise as their businesses expand, and as legal and regulatory environments evolve.

Learn more about David Olds here: https://www.cliffordchance.com...

KYLE J. GLOVER is a partner at the law firm Pierce Atwood LLP and a consultant on negotiation and dispute resolution.  In his law practice, Kyle assists clients with a wide range of matters related to the negotiation of complex technology and intellectual property transactions.  In addition to his subject-matter and legal expertise, Kyle advises his clients on negotiation strategy throughout the deal life cycle, including advising on deal set-up and structure, process, and substantive contract issues.  He also typically represents his client in negotiations with counterparties to the transaction, where he employs cutting-edge negotiation techniques and best practices to resolve conflict, clarify concepts, and create value.   Other attorneys also regularly consult Kyle for advice on how to resolve difficult negotiation problems. 

In addition to the practice of law, Kyle teaches and consults on negotiation-related matters. Kyle is Adjunct Professor of Law in negotiation at Georgetown University Law Center. He also regularly designs and conducts trainings and workshops on negotiation and effective communication for non-profit and for-profit companies in the United States and abroad. He is a past faculty member of the Harvard Negotiation Institute, where he taught a week-long negotiation course for mid-career professionals from 2014 to 2019, and he has been appointed twice to serve as a Lecturer on Law in negotiation at Harvard Law School.   

 Prior to entering private law practice, Kyle clerked for the Hon. Jon O. Newman of the U.S. Court of Appeals for the Second Circuit and for the Hon. F. Dennis Saylor IV of the U.S. District Court for the District of Massachusetts.  Kyle is a graduate of Harvard Law School, cum laude (JD), where he served as a court-certified mediator in the Commonwealth of Massachusetts through the Harvard Mediation Program.  Kyle is also a graduate of the Fletcher School at Tufts University (MA), where he was awarded the Stewart Prize for academic excellence.  He earned his bachelor’s degree (BA) from the University of Chicago.

Learn more about Kyle J. Glover here: https://www.pierceatwood.com/p...

Although Valerie Fayle, JD, CPRS, LMSW, has more than 20 years of experience as a lawyer, she now serves as an associate addictions counselor at The Menninger Clinic, where she previously served as a peer recovery specialist. She has been in recovery for more than 10 years and was the recipient of the 2019 Spirit of Social Work Award.

She earned an undergraduate degree in History and Politics from Washington & Lee University, and a law degree from the South Texas College of Law. Valerie is a member of the State Bar of Texas, the Texas Lawyers Assistance Program and Texas Lawyers Concerned for Lawyers.  

Learn more about Valerie Fayle here!

Sonia Roschelli, LCSW-S, LCDC, is director of Addictions and Recovery Servicesat Menninger. She has expertise in evidence-based practices for co-occurring disorders and is skilled in working with adolescents, adults and families at inpatient and outpatient levels of care. Sonia has completed advanced training in acceptance and commitment therapy, motivational interviewing and other mindfulness and self-compassion-based approaches to treatment.

Roschelli is a member of the National Association of Social Workers, Texas Association of Addiction Professionals and NAADAC, the Association for Addictions Professionals. She has given presentations locally and nationally about treating co-occurring disorders and mindfulness and acceptance-based approaches to treatment.

Learn more about Sonia Roschelli here!
 

A manager with Menninger 360, Emily Pyle, LPC-S, offers a collaborative, strengths-based, person-centered therapeutic approach. She helps empower and equip individuals and families with the confidence and skills that they need to achieve positive mental health and sustainable wellness in all dimensions of their lives. Emily has worked with individuals and families of diverse ages, backgrounds and presenting problems in hospital, school and community settings.

Learn more about Emily Pyle here!

Justine focuses her practice on both proactive and reactive cybersecurity and data protection services, representing multinational clients in matters related to incident readiness and resilience, compliance with global cyber laws, privileged cyber investigations and gap assessments, data governance, and data and cyber litigation.

She provides actionable and practical guidance to help businesses manage data, technology, cyber threats, privacy, security and digital assets. As businesses navigate complex and far-reaching laws and regulations, Justine helps businesses stay ahead of data-driven risk. Leveraging trusted legal technology, Justine offers holistic proactive and reactive legal services, including cyber/privacy/AI enterprise governance, privacy and security by design, cyber risk management and mitigation, data mapping, vendor management, workforce policies, data retention and destruction policies and implementation, consumer request workflows, and CCPA/CPRA readiness audits. Justine is globally recognized for her thought leadership and role in providing reactive cyber services, including incident response, crisis management, privileged forensic investigations into business email compromises, data breaches and ransomware attacks, compliance with notice obligations to individuals and regulators, regulatory inquiries and investigations, and cyber litigation. Justine also handles employment litigation and counseling, as well as commercial litigation.

Learn more about Justine, here: https://www.bakermckenzie.com/...

Jared is Section Leader of the Business Litigation Practice Group Central Region and serves as the Team Leader for the firm’s Community Bank and Financial Institutions Team. He has extensive experience helping clients solve complex problems facing their business. Jared concentrates his practice in the areas of commercial litigation and bankruptcy matters. He routinely represents national banks in various types of litigation including consumer and commercial disputes. He also represents businesses navigating complex debt issues in bankruptcy court and blockchain companies responding to token holders. Jared works closely with his clients in order to obtain effective and efficient resolution of litigated matters either through litigation or seizing early resolution possibilities. Jared is a problem solver whose clients look to him to address complex and sensitive matters.

Jared has a wide range of experience representing businesses of all sizes regarding consumer complaints, class actions, commercial disputes, bankruptcy and insolvency issues, smart contracts, and cryptographic wallets, as well as general counseling for business clients. He enjoys working closely with his clients to formulate strategies that allow his clients to efficiently and effectively achieve their goals. He also regularly litigates commercial disputes and works with his clients to assure that the litigation strategy aligns with the client’s business goals.

Jared also regularly represents clients in bankruptcy court. He was part of a team that represented the Official Committee of Unsecured Creditors in the Freedom Industries bankruptcy.

Jared lives in Putnam County, West Virginia with his wife, Jennifer, and his children: Jackson, Caroline, Davis, and Harper.

Learn more about Jared Tully: https://fbtgibbons.com/people/...

John leads the firm’s Technology Industry Team. He focuses on technology-related commercial agreements with a particular interest in blockchain technology, cryptocurrencies and the automotive space. He also has unique experience helping companies forge cross-cultural contractual agreements around the world using industry best practices and western style contracts. An essential element to his approach is to let the business terms, rather than the legal structure of a business opportunity, define the relationship.

John represents scores of clients across the blockchain ecosystem, including issuers of digital tokens through Initial Coin Offerings (ICOs), providers of distributed applications (DAPPs) cryptocurrency hedge funds, exchanges, consultants and marketers. John also represents OEMs and suppliers in the automotive industry as they interact to build best practices and hold each other accountable in the rapidly emerging connected car/autonomous vehicle arena. Finally, John has extensive experience handling complex cyber security incidents and serves as chair of the firm’s China desk.

John has hands on experience with all types of software and technology agreements including: blockchain-based distributed applications, software development, licensing, subscription and reselling agreements; digital tokens and cryptocurrency; outsourcing (onshore and offshore) agreements; hosting agreements; private and public cloud infrastructure and application hosting; service level agreements; maintenance and support agreements; training and installation agreements; software acceptance procedures; commission agreements; data sharing and privacy agreements; IT security policies (BCP and VTA); Value Added Reseller (VAR) Agreements; Original Equipment Manufacturer (OEM) Agreements; and open source software.

John joined the firm after serving seven years as General Counsel and EVP to Freeborders, Inc., a California-based technology services company with offices in North America, Europe and Asia. Freeborders, now Symbio, specializes in custom software development and consulting services. John has also served as a professional staff member of the United States Senate Committee on the Budget and as Staff Director of a Subcommittee of the United States Senate Committee on Governmental Affairs. In these positions he focused on non-Medicare health care funding and led numerous investigations in waste, fraud and abuse in federal programs, including health care reimbursement, the General Services Administration and the Department of Defense.

Learn more about John Wagster: https://fbtgibbons.com/people/...

In his over 20 years of practice, Mark has specialized in restructuring and insolvency work and complex commercial litigation. He has appeared in bankruptcy and federal district courts throughout the country. Most recently, he has represented secured and unsecured creditors in bankruptcy matters related to real estate, energy, health care, telecommunications and retail, among other industries. Prior to joining FBT Gibbons, Mark was a partner at several national law firms.

Mark has a nationwide practice representing transportation clients who find themselves having to navigate issues with customers facing bankruptcy.  Those cases often involve, among other concerns, the need to recover trucks and trailers, the negotiation and litigation of issues related to executory contracts, and the pursuit and litigation of claims against bankrupt customers.

Mark is a former prosecutor for Dallas County and writes and speaks frequently to local and national groups on bankruptcy topics.

Learn more about Matt Platt here: https://fbtgibbons.com/people/...

Jason Wright brings nearly 20 years of combined experience in forensic accounting, fraud investigations, and litigation consulting. He has broad experience working on anti-corruption and anti-bribery engagements, including matters involving the Foreign Corrupt Practices Act, complex forensic accounting investigations, and commercial litigation cases involving public and private companies as well as municipalities and government entities in a wide variety of industries. He has significant experience providing a broad range of business and financial advice to trial lawyers, in-house counsel, audit committees, and stakeholders throughout the dispute process and in investigations in both domestic and international contexts. He has also provided testimony in federal and state courts as well as during mediation.

Jason has extensive experience supporting the Fraud Section of the United States Department of Justice (DOJ). In this role, he traces assets through the international financial system to identify illegal proceeds and their subsequent movements for use in money laundering, embezzlement, and bribery schemes. In addition, he evaluates the gains arising from companies’ schemes to offer and pay bribes to foreign officials and also evaluates large multi-national corporations’ claims of an inability to pay a criminal fine or criminal monetary penalty. For example, he assisted in the global resolutions of Airbus S.A., Herbalife Nutrition Ltd., Odebrecht S.A., Braskem S.A., and Keppel Offshore & Marine Ltd., among others. Finally, he assists DOJ prosecutors in securities fraud investigations, including the appropriate determination of revenue recognition under Generally Accepted Accounting Principles (GAAP).

Jason has also assisted individuals, companies, and legal counsel on a variety of complex accounting matters related to various GAAP issues, including government enforcement actions for the improper treatment of revenue recognition, inaccurate and inappropriate accounting for reserves, warranty accruals and expenses, and other financial reporting irregularities. He has advised his clients on various fraud issues including embezzlements, procurement fraud, kickback schemes, securities fraud, false financial reporting, Ponzi schemes, and other complex accounting issues.

Finally, Jason has participated in a wide variety of litigation matters, including the preparation, analysis, and rebuttal of damage claims, bankruptcy matters, and contract compliance (royalty) audits, among others.

Learn more about Jason Wright: https://www.stout.com/en/profe...

Although Valerie Fayle, JD, CPRS, LMSW, has more than 20 years of experience as a lawyer, she now serves as an associate addictions counselor at The Menninger Clinic, where she previously served as a peer recovery specialist. She has been in recovery for more than 10 years and was the recipient of the 2019 Spirit of Social Work Award.

She earned an undergraduate degree in History and Politics from Washington & Lee University, and a law degree from the South Texas College of Law. Valerie is a member of the State Bar of Texas, the Texas Lawyers Assistance Program and Texas Lawyers Concerned for Lawyers.  

Learn more about Valerie Fayle here!

Sonia Roschelli, LCSW-S, LCDC, is director of Addictions and Recovery Servicesat Menninger. She has expertise in evidence-based practices for co-occurring disorders and is skilled in working with adolescents, adults and families at inpatient and outpatient levels of care. Sonia has completed advanced training in acceptance and commitment therapy, motivational interviewing and other mindfulness and self-compassion-based approaches to treatment.

Roschelli is a member of the National Association of Social Workers, Texas Association of Addiction Professionals and NAADAC, the Association for Addictions Professionals. She has given presentations locally and nationally about treating co-occurring disorders and mindfulness and acceptance-based approaches to treatment.

Learn more about Sonia Roschelli here!
 

A manager with Menninger 360, Emily Pyle, LPC-S, offers a collaborative, strengths-based, person-centered therapeutic approach. She helps empower and equip individuals and families with the confidence and skills that they need to achieve positive mental health and sustainable wellness in all dimensions of their lives. Emily has worked with individuals and families of diverse ages, backgrounds and presenting problems in hospital, school and community settings.

Learn more about Emily Pyle here!

Cory represents clients in a wide array of complex litigation, as well as investigative, administrative and regulatory matters at the federal, state and local levels. Cory has been recognized as one of Kentucky’s leading litigators.

Cory has played a lead role in representative trial-level matters that include defending a national retailer in a state attorney general’s investigation and lawsuit (and follow-on class action lawsuits); defending a major accounting firm in a nationwide class action lawsuit; defending an international airline against antitrust claims in Multidistrict Litigation; enforcing a cable network’s ability to control the content of its programming; challenging a city’s plan to build a new professional football stadium; and representing several spirits companies, spirits adjacent companies and industry players in high profile governance, contract, trademark, and other disputes.

Learn more about Cory Skolnick here: https://fbtgibbons.com/people/...

Mrs. Gammill is Senior Vice President and Assistant General Counsel at Regions Bank, one of the nation’s leading full-service providers of consumer and commercial banking, wealth management, and mortgage products and services, serving customers across the South, Midwest, and Texas. Since joining Regions in 2005, Mrs. Gammill has been responsible for managing defensive litigation across the company’s footprint. She also advises key business units—including Mortgage, Construction Lending, and Home Improvement Finance—on legal risk, best practices, and pre-litigation dispute resolution.

Mrs. Gammill began her legal career as an Assistant District Attorney in the Birmingham Division of Jefferson County, Alabama (1995–1999), where she prosecuted a broad range of criminal matters and served as lead counsel in numerous jury and bench trials. She also contributed to the development of the county’s first Drug Court, an innovative program designed to encourage rehabilitation through deferred prosecution.

From 1999 to 2005, Mrs. Gammill represented SouthTrust Bank, first as in-house counsel overseeing mortgage regulatory compliance and licensing, and later as outside counsel defending fraud-related litigation throughout Alabama. Mrs. Gammill earned her Bachelor of Arts in International Relations, with a minor in Spanish, from Samford University and her Juris Doctor from Cumberland School of Law. Mrs. Gammill and her husband, Greg, have three children.

Brad chairs the firm’s Antitrust & Trade Regulation Team. His practice focuses on antitrust, trade regulation, and other competition matters, including antitrust litigation, counseling, and advising on competition issues with mergers, acquisitions, joint ventures, and other competitor collaborations. He also advises on the applicability of the Hart-Scott-Rodino Antitrust Improvements Act to transactions and prepares premerger notifications when required. Outside of his antitrust work, he handles complex commercial litigation matters for financial institution, manufacturing, healthcare, energy, and insurance clients.

Brad also maintains a robust regulatory practice where he counsels on compliance issues with federal agencies, including the FDA, FTC, and TTB; state regulatory bodies and attorneys general; and the Tobacco Master Settlement Agreement.

Learn more about Brad Keeton here: https://fbtgibbons.com/people/...

Nancy’s practice focuses on financial service providers including banks, fintech companies and traditional and virtual currency money service businesses. Nancy advises on a wide range of topics including regulatory relations and examination management, consumer facing documents and agreements, licensing requirements on the state and federal level, Anti-Money laundering and sanction programs, the Corporate Transparency Act and state abandoned property laws.

Nancy’s representation in the digital asset space includes preparing the analysis of the entity’s role under the definitions of money transmitter, developing Anti-Money Laundering programs if so required and maintaining proper licensing. Nancy often works directly with the state regulators representing her clients.

Learn more about Nancy Presnell here: https://fbtgibbons.com/people/...

Mason is a Partner in the Data, Digital Assets & Technology (DDAT) Practice Group, specific to the Data Security & Privacy service team. She is also a key member of the firm’s AI and AI Governance team. With over fifteen years of experience as a lawyer and policy advocate in Washington, DC, she provides real world and actionable advice on privacy and data security matters, including legal compliance, policy and program development, and other issues at the intersection of privacy, security, and technology. As a Certified Information Privacy Professional (CIPP/US and CIPP/E) by the International Association of Privacy Professionals (IAPP), Mason has unique insight into the policymaking process and provides guidance that is practical, accomplishes the client’s objectives, and that can be easily implemented.

Prior to joining FBT Gibbons, Mason served as the Chief Privacy Officer to the U.S. Department of Homeland Security (DHS), where she advised the Secretary of DHS, Deputy Secretary of DHS, heads of DHS agencies, and the National Security Council on privacy implications for national security and law enforcement initiatives. In this role, Mason developed and implemented policies and programs on the use of new and emerging technologies and personal data, including the use of artificial intelligence, commercial data, social media information, and privacy enhancing technologies in a transparent manner while enabling innovation and time sensitive operational needs, all while ensuring compliance with federal privacy law, policies, and guidance. Mason was also responsible for managing and remediating data privacy breaches and cybersecurity incidents involving personal data and oversaw DHS’s Freedom of Information Act (FOIA) policy, program, and training.

Learn more about Mason Clutter here: https://fbtgibbons.com/people/...